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Should Everyone Really Have a College Education?

Several years ago, the United States made a concerted political push to increase home ownership rates. The idea was to help renters become buyers. Politicians argued this would have many benefits for those who made the jump.

This included an increased standard of living, greater self-esteem, and financial security (by building up equity). As a result, many people who shouldn’t have bought houses were pushed into doing so.

This was exacerbated by some lenders who got greedy, sub-prime loans, and the assumption that balloon payments would not be a problem.

The belief was that the housing bubble would not collapse. We now know that these forces conspired together to create a perfect storm for economic disaster.

We now know the truth, not everyone should own their home.

A Free College Education

It seems that the political emphasis has switched from owning your own home to getting a college degree. Indeed the current mantra is “free college education for everyone.” Never mind that not everyone is college material.

Some need to pursue a trade, join the service, or directly enter the workforce. Sending the ill-equipped, the unmotivated, and or uncaring to college will do nothing to make them better. But attending will saddle them with student loans.

It will also harm the overall learning opportunities offered at the institutions they attend.

In addition, if everyone obtained a college degree, then those seeking to distinguish themselves will feel a push into grad school. Indeed some fields are already like that.

If this effort to send everyone to college succeeds, the result will not be them getting a better job, but merely an upward push on required qualifications, as well as more money spent on schooling and increased student debt.

It will only be a matter of time before the college bubble bursts—just like the housing bubble before it.

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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How Much is Enough?

When asked “How much would be enough?”, John D. Rockefeller reportedly answered, “just a little bit more.”

That push for more has propelled people to accomplish some amazing things, but left unchecked and unexamined it can leave a wake of devastation—destroying lives, organizations, and resources.

When the push for more focuses on wealth, it is never satisfied. Seeking more can become an inescapable snare.

Many people live beyond their means. For them, they desire just a little bit more. They are, in fact, greedy.

A few people live at their means. They spend responsibly, not letting their reach exceed their grasp. But even these people are often one paycheck away from the collapse of their subsistence.

They are living on the edge; financial disaster is knocking at their door.

It is rare for people to live beneath their means, to live more simply than they can afford, to save money and give money away. They are wise.

Whichever category we find ourselves in, we’ll do well to ask, how much is enough?

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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Have a Happy Normal Day

With Christmas and New Years Behind Us, It Is Time to Get Things Back to Normal

It’s great to have time off from work for the holidays, wonderful to spend time with family, and enjoyable to feast upon holiday foods and delectable deserts. However, it is also good to return to a regular routine—for things to get back to normal.

For as wonderful as the holidays are, I like normal, too. Normal is how I keep disciplined and remain focused; it allows me to get important things done.

But the transition from holiday mode to normal mode takes time for me. I think it does for others as well. The days after the holidays did not seem normal and I think many people shared my struggle to return to normal.

However, I think today was nearly normal and I suspect tomorrow will be completely normal. At least I hope so because I have work to do!

Have a Happy Normal Day!

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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4 Reasons to Set Goals

It’s important to set goals, both for our work and for our self.

Goals Move Us Forward

Without goals, it’s easy to drift from day to day, week to week, month to month, and year to year—and nothing really changes. One of my goals is to attend two writing conferences each year. This helps grow me as a writer and meet others in the industry.

Goals Give Us Clarity

Goals reveal what’s important to us. Activities that aren’t relevant to our goals need to be given lower priority or even eliminated. One of my goals is to write every day.

Goals Reflect Our Focus

Without goals we can easily go in four directions at once, never accomplishing anything. Another of my goals is to watch less TV. This gives more time to read, write reviews, and do other things to advance my career as a writer.

Goals Facilitate Success

I want to publish my books, but that won’t happen just because I wish it. I need to work at it. One critical step is to present my writing to agents and publishers, often in the form of a query.  

Submitting a query will not guarantee success, but failing to do so will ensure failure.

What are your goals?

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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Making Resolutions for the New Year

Ringing in the New Year often marks a time for making resolutions. Common New Year’s resolutions include losing weight, saving money, studying more, finding a better job, improving a relationship, being kinder or more generous, drinking less, and so on.

Well-Intentioned Resolutions

Usually these well-intentioned resolutions are short-lived. Aside from being vague and difficult to determine success, I think the problem is we set ourselves up for failure.

Let’s assume I step on the scale in September and realize I need to lose weight.

But I’ll wait and make a New Year’s resolution to drop the extra pounds. Since this idea lives in the future, I don’t need to worry about it now; I can continue eating as I always have.

In four months I’ll focus on weight loss, but for now, don’t worry.

This gives me four months to further instill my bad habits. Additionally, knowing that in the future I’ll need to be more careful with what I eat, emboldens me to eat poorly now, while I still have the chance.

This only makes the problem worse, resulting in more weight to lose later.

Don’t Put Off the Changes You Need to Make

A much better approach is to begin losing weight right away and not delay.

Instead of waiting until January first to change a habit, introduce a new one, or remove a bad one, why not make changes as soon as the opportunity arises?

Why accumulate a list of resolutions for the start of a new year? Instead, make incremental improvements throughout the year.

If you made a New Year’s resolution, I wish you success. And if you forgot, don’t wait until next year. Begin making changes right away. Any day is a great day to start improving your life.

Happy New Year!

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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It’s That Time of Year…to Make Your Annual Budget

With Thanksgiving behind me and Christmas cheer beckoning me forward, it’s hard to think about the new year and the task of making an annual budget. You do have an annual budget, don’t you? I do—and I encourage you to use one, too.

Although I’m an organized person with a penchant for planning, I don’t get too excited at the prospect of making my annual budget. But I know I must.

After all, “If you fail to plan, you are planning to fail.” (Goodreads attributes this to Benjamin Franklin.)

I keep good records of my spending throughout the year, so developing next year’s budget only takes me about thirty minutes.

For people without a good understanding of where they spent their money, planning for next year will take a bit more work.

So invest some time in December to gather needed information to make a budget for the coming year. You’ll need most of this for your taxes anyway, so you need to do it at some point.

Here are some thoughts about budgets:

  • A budget is a guide, not a straightjacket.
  • A budget lets us know when we can indulge ourselves a bit and how much; it also alerts us when extra spending is a bad idea.
  • A budget reduces financial stress and removes a source of potential conflict.
  • A budget urges moderation now, allowing for more freedom later.
  • A budget is a plan that moves us towards financial contentment.
  • A budget helps us to live within our means, to be financially responsible, and to plan for future needs.
  • A budget is also biblical. See Luke 14:28-30.

To be of maximum use, our annual budgets need to be in place before the new year begins. For me, I usually I’ll wait until after Christmas to make my annual budget, and will be finished before New Year’s Day.

Of course having a budget is just the first step. The key to success is to follow it.

May you have a Merry Christmas, A Happy New Year…and a great budget to guide the way.

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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Do You Need to Find Time to Slow Down?

Recently I had a birthday. Don’t feel bad if you missed it—I have everything I need and most of what I want—so it’s all good!

For a birthday, it is the time spent with family and friends—be it directly or indirectly—that are the most significant and the best remembered.

Not to be dismissed are the cards from service providers, such as insurance agents and financial advisers. This reminds me, from ten years ago, I was amused and then taken aback by the generic message in one such card that read:

“Wishing you time to slow down and enjoy your special day.

What does that say about the pace at which we move in today’s society? Is being too busy so common that a wish to slow down has become a universal sentiment? I hope not, but I fear it is so.

Take Time to Slow Down

That’s not to imply that at times I don’t need to slow down, because sometimes I do.

Sometimes my workload overwhelms me; sometimes I get frustrated by the commitments I have thoughtlessly made; and sometimes I say, “I’m too busy”—but not too often.

It took a while, but I’ve learned the freedom of saying “no”. I now often say “no” to good things so that I may have time for the best things.

And when I consistently do that, I don’t need to take time to slow down to enjoy the day—I’m already moving at the right pace, which allows me to enjoy just about every day that comes along.

Regardless of the speed of your day, I hope the same for you.

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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How Many Friends Do You Have?

How many friends do you have? For many, a quick answer resides in Facebook. In addition to Facebook friends, some might consider Twitter followers or LinkedIn connections.

But for most, the number of online “friends” overstates the situation.

Try removing social media from consideration. For a revised answer, people may count the number of email addresses in their email account or the length of their phone directory in their cell phone. But that still overstates things.

Let’s remove all technology from consideration. How many friends do you actually see face to face on a weekly basis? The number of “friends” is shrinking. But is everyone in this group truly a friend?

For me, my true friends are those I could call for an emergency at 3 AM. It’s a shortlist. How about you?

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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The Cost of Daylight Saving Time

Did you change your clocks over the weekend? (About 70 countries currently observe Daylight Saving Time, though they may follow a different schedule than in the US.)

As I was adjusting clocks over the weekend, I contemplated the cost of switching to and from Daylight Saving Time (DST)—and the amount of time it takes, not saves!

First, doing some projections based on my personal clock setting experiences, I calculate that in the United States alone, about 150,000 hours is collectively spent adjusting clocks each fall and spring. 

For businesses, there is direct labor cost associated with this effort. 

In most cases they can address this on Monday morning, however, for some business clocks must be adjusted at 2:00 a.m., generally requiring overtime pay as well.

To determine the full cost, however, add in devices that are inadvertently broken while trying to set them and that are then replaced.

Next, consider all the commitments, appointments, and flights that are missed because people show up at the wrong time.  In the fall, it’s not so bad, as you arrive early—and end up waiting.  In the spring it’s a killer, because you arrive too late.

Altogether, this adds up to a huge cost, burden, and time waster—all for the delusion that we are saving time by doing so.

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.

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A Sad Situation

Several years ago, locally, a 16-year-old girl was tragically killed in a house fire—because her parents had her chained to her bed.

After they were given appropriately long prison sentences for her death, the father vented to any who would listen. While he admitted a “possible error in judgment” over chaining her to her bed, he justified the action as being warranted and needed.

According to reports, he then said it wasn’t his—or his wife’s—fault, launching into a tirade of blame.

He accused the local school system, the children’s protective service, the local law enforcement agency, and the state, asserting that they either knew about—or should have known about—the situation and intervened.

These diverse and varied authorities should have stepped in, he claimed, to help them properly raise their daughter and prevent her unfortunate death.

I’m not sure what bothers me more, a child being chained up and dying in a fire or the people who caused her death claiming that it wasn’t their fault.

What were they thinking?

Do you like this post? Want to read more? Check out Peter’s book, Bridging the Sacred-Secular Divide: Discovering the Spirituality of Every Day Life, available wherever books are sold.

Peter DeHaan writes about biblical Christianity to confront status quo religion and live a life that matters. He seeks a fresh approach to following Jesus through the lens of Scripture, without the baggage of made-up traditions and meaningless practices.

Read more in his books, blog, and weekly email updates.